2023 Hawai‘i College Guide

(Sponsored) Our annual Guide will help parents and students navigate the road to and through college. Learn how to manage the admissions process, tackle financial aid applications and more.


2023 Cg Cvr Courtesy Of Hawaiiusa Fcu

Photo: Courtesy of HawaiiUSA Federal Credit Union



A message from

HawaiiUSA Federal Credit Union


Greg Young Courtesy Of Hawaiiusa Fcu


When it comes to momentous steps in life, an important and impactful one happens fairly early along life’s journey—the start of one’s college career. All the studying, all the homework and tests, it has all led you to this celebratory moment in time! But as exciting as your pursuit of a higher education can sound, there may be times when you find yourself facing difficult questions, especially those that revolve around personal finances and money.


We want to help guide you through all the uncertainty.


HawaiiUSA Federal Credit Union has partnered with HONOLULU Magazine to bring you the 2023 College Guide, a resource for both parents and students for navigating through the common questions that may come in the college planning process, which can be applied and used right from the start.


At HawaiiUSA, serving our members and local communities to help them reach their financial dreams has been our lifelong commitment. We’re a credit union founded on helping Hawai‘i’s educators, and we have a deep-rooted relationship with the Hawai‘i Department of Education. We know how influential the right education can be for the student, their family, and their extended community.


We hope this year’s College Guide inspires you to do great things for your future! With thoughtful planning, we have no doubt you will succeed in life, both on and off-campus. Congratulations on your many achievements past, present, and in the future.


Hawaiiusa Logo Copy


Mahalo nui loa,

Greg Young

President & CEO

HawaiiUSA Federal Credit Union


How will I pay for college? Which one should I choose?

Get answers to these questions and more: GoHawaiiGrad.com

HawaiiUSA in partnership with HACAC










Financial Wellness

A Local Kid’s Guide to Surviving College

Preparing for College in High School

Getting Into College

Timeline to Success

Advice From a Recent College Grad


Scroll to the bottom of this page for a flipbook of the 2023 College Guide.







Scott Schumaker

Associate Publisher

Donna Kodama-Yee

Editorial Director

Diane Seo

Executive Editor

Katrina Valcourt

Project Editor

Emily Smith

Creative Director

James Nakamura

Senior Art Director

Christine Labrador

Strategic Partnerships

Michelle Stofle

Advertising Executive

Donnie Ford

Advertising Project Manager

Pui-Heng Tang

Client Relationship Specialist

Janelle You





Uhcc1 2h


Hawaiitokai1 2h