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Thursday, January 26, 2012

There’s an app for that

I'm always looking for new mobile apps to help me work on the go. These popped up on my radar recently and I thought they were good enough to share.

Dictionary of Real Estate Terms
If you are new to the house-hunt, you're probably lost in the vast universe of real estate jargon and acronyms. You need to know what's going on, especially when you get to the part of the process that involves signing the contract and loan documents.

The Dictionary includes more than 3,000 real estate terms, charts and graphs. You can save your searches and email or tweet terms to others, although I'm not sure why you'd need to do that. What's really good—especially for those of us on AT&T—is you don't have to be connected to the Internet to use the Dictionary. So you can look up a term on an appraisal report or inspection while you're in a spot that doesn't have a good connection.

Apple and Android compatible
Cost: $1.99 (Apple) and 99 cents (Android)

Karl's Mortgage Calculator
There are lots of free mortgage calculators out there, and they've all got their merits. This one, however, not only calculates mortgage payments using the principal loan amount, interest and term, but factors in mortgage insurance, homeowners association dues, property taxes and homeowners' insurance. Adding in these extra line items gives you a more accurate picture of your monthly expenses.

During the house hunt, you can quickly see what a change in offer price will do to your monthly payment. You can also see what kind of savings are possible, and how early you can pay your mortgage off, by plugging in scenarios that add in extra loan payments.

Android compatible
Cost: Free
Apple alternative: Mortgage Calculator Pro
Cost: 99 cents

Posted on Thursday, January 26, 2012 in Permalink

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About This Page

Honolulu Real Estate focuses on the Hawaii housing market, condos and homes for sale, Hawaii rentals and general news about real estate in Hawaii. It also includes stories on apartment living, home decor and profiles.
 


Melissa Chang graduated from the University of Hawaii with a degree in journalism and has been blogging since 2007, mostly on food and travel. She works primarily in social media, so you can find her online @Melissa808 on Twitter and Instagram.


 


Jaymes Song is a real estate agent at Prudential Advantage Realty in Kahala. Jaymes is in the top 7 percent of Prudential agents nationwide. Previously, Jaymes was at The Orange County Register, Honolulu Star-Bulletin and rose through the ranks to overseeing news and operations for AP in Hawaii and the Pacific Rim. Jaymes lives in the Portlock area and loves his real full-time job of being dad to two curious kids.


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